Checking Products

Basic Checking *

Minimum Opening Balance: $50.00
Features:

Second chance account for those who may have experienced challenges with checking accounts in the past.

  • Direct Deposit required
  • Monthly service charge: $25.00
  • Overdraft protection from shares.
  • Free Debit Card
  • Checks if requested
  • Free eServices:
    • Online Banking
    • Online Bill Pay
    • eStatements
    • Mobile App
    • Apple Pay

Premium Checking

Minimum Opening Balance: $25.00
Features:

  • Monthly service charge of $5.00 is waived with $500.00 average balance.
  • Overdraft protection from shares.
  • Free Debit Card
  • Checks if requested
  • Free eServices:
    • Online Banking
    • Online Bill Pay
    • eStatements
    • Mobile App
    • Apple Pay

Free Premium Checking

Minimum Opening Balance: $25.00
Features:

  • Direct Deposit required
  • Overdraft protection from shares.
  • Courtesy Pay
  • Free Debit Card
  • Checks if requested
  • Free eServices:
    • Online Banking
    • Online Bill Pay
    • eStatements
    • Mobile App
    • Apple Pay

Starter eChecking

Minimum Opening Balance: $25.00
Features:

  • Enrollment in the following free eServices is required:
    • Online Banking
    • Online Bill Pay
    • eStatements
    • Mobile App
    • Apple Pay (optional)
  • Overdraft protection from shares.
  • Free Debit Card
  • Electronic account. No checks ordered or honored.

* Can be reviewed for conversion to Starter, Premium, or Free Premium at member request after twelve months.