Savings / Shares Rates
Rates as of 9/30/2020 |
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Savings
|
Minimum Balance
|
Dividend
|
Annual
|
Compounded/
|
/
Minimum
|
| Regular Share Savings |
$0 – $99.99
|
0.00%
|
0.00%
|
Quarterly/Quarterly
|
$5
|
|
$100 – $5000.00
|
0.15%
|
0.15%
|
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|
$5,000.01 – $50,000.00 |
0.30% |
0.30%
|
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|
$50,000.01 and above |
0.45% |
0.45% |
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| Christmas Club Account |
$0 – $99.99
|
0.00%
|
0.00%
|
Quarterly/Quarterly
|
$5
|
|
$100 and above
|
0.15%
|
0.15%
|
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| Vacation Club Account |
$0 – $99.99
|
0.00%
|
0.00%
|
Quarterly/Quarterly
|
$5
|
|
$100 and above
|
0.15%
|
0.15%
|
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| *Annual percentage yields subject to change after account is open. Once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.
For a Christmas Club account, the entire balance will be paid to you by check or transferred to another account of yours on or after October 1 and with continued deposits the account will remain open. For a Vacation Club account, the entire balance will be paid to you by check or transferred to another account of yours on or after May 1 and with continued deposits the account will remain open. |
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Certificate Rates
Rates as of 07/21/2020 |
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La Terre LagniappeShare Certificate
|
Dividend Rate |
Annual
|
Compounded/
|
Minimum Balance
|
|
Term 6 Months |
.25%
|
.25%
|
Monthly
|
$1000
|
|
Term 12 Months |
.50%
|
.501%
|
Monthly
|
$1000
|
|
Term 24 Months |
.75%
|
.753%
|
Monthly
|
$1000
|
|
Term 12 Months** |
1.00%
|
1.004%
|
Monthly
|
$10,000
|
|
Term 24 Months** |
1.50%
|
1.510%
|
Monthly
|
$10,000
|
| *There is a substantial penalty for early withdrawal of certificate funds which could reduce the earnings on your account.
**New deposits only. |
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