Savings / Checking / Club Rates

Rates as of 12/31/2022

Savings
Accounts

Minimum Balance
Range

Dividend
Rates

Annual
Percentage
Yield*

Compounded/
Credited

Minimum
Opening
Deposit

Regular Share
Savings and Checking  Account
$0 – $99.99
0.00%
0.00%
Quarterly/Quarterly
$5/Savings
$25.00/Checking
$100 – $5000.00
0.05%
0.05%

$5,000.01 – $50,000.00

0.10%

0.10%

$50,000.01 and above

0.15%

0.15%

Christmas
Club Account
$0 – $99.99
0.00%
0.00%
Quarterly/Quarterly
$5
$100 and above
0.05%
0.05%
Vacation Club
Account
$0 – $99.99
0.00%
0.00%
Quarterly/Quarterly
$5
$100 and above
0.05%
0.05%
*Annual percentage yields subject to change after account is open. Once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.

For a Christmas Club account, the entire balance will be paid to you by check or transferred to another account of yours on or after October 1 and with continued deposits the account will remain open.

For a Vacation Club account, the entire balance will be paid to you by check or transferred to another account of yours on or after May 1 and with continued deposits the account will remain open.

Certificate Rates

La Terre Lagniappe Share Certificate Accounts*

Rates as of 01/18/2023

Term

Dividend Rate

Annual
Percentage
Yield

Compounded/
Credited

Minimum Balance
and Minimum
Opening Deposit

 6 Months

.15%
.15%
Monthly
$1000

12 Months

.20%
.20%
Monthly
$1000

24 Months

.25%
.25%
Monthly
$1000

12 Months – Special 

New deposits only

4.25%
4.33%
Monthly
$10,000

18 Months – Special

New deposits only

4.50%
4.59%
Monthly
$10,000
*There is a substantial penalty for early withdrawal of certificate funds which could reduce the earnings on your account.