Savings / Shares Rates

Rates as of 12/31/2020

Savings
Accounts

Minimum Balance
Range

Dividend
Rates

Annual
Percentage
Yield*

Compounded/
Credited

/

Minimum
Opening
Deposit

Regular Share
Savings
$0 – $99.99
0.00%
0.00%
Quarterly/Quarterly
$5
$100 – $5000.00
0.10%
0.10%

$5,000.01 – $50,000.00

0.20%

0.20%

$50,000.01 and above

0.30%

0.30%

Christmas
Club Account
$0 – $99.99
0.00%
0.00%
Quarterly/Quarterly
$5
$100 and above
0.10%
0.10%
Vacation Club
Account
$0 – $99.99
0.00%
0.00%
Quarterly/Quarterly
$5
$100 and above
0.10%
0.10%
*Annual percentage yields subject to change after account is open. Once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.

For a Christmas Club account, the entire balance will be paid to you by check or transferred to another account of yours on or after October 1 and with continued deposits the account will remain open.

For a Vacation Club account, the entire balance will be paid to you by check or transferred to another account of yours on or after May 1 and with continued deposits the account will remain open.

Certificate Rates

Rates as of  07/21/2020

La Terre Lagniappe

Share Certificate
Accounts*

Dividend Rate

Annual
Percentage
Yield

Compounded/
Credited

Minimum Balance
and Minimum
Opening Deposit

 Term 

6 Months

.25%
.25%
Monthly
$1000

Term 

12 Months

.50%
.501%
Monthly
$1000

Term 

24 Months

.75%
.753%
Monthly
$1000
*There is a substantial penalty for early withdrawal of certificate funds which could reduce the earnings on your account.