Savings / Shares Rates

Rates as of 06/30/2022

Savings
Accounts

Minimum Balance
Range

Dividend
Rates

Annual
Percentage
Yield*

Compounded/
Credited

Minimum
Opening
Deposit

Regular Share
Savings
$0 – $99.99
0.00%
0.00%
Quarterly/Quarterly
$5
$100 – $5000.00
0.05%
0.05%

$5,000.01 – $50,000.00

0.10%

0.10%

$50,000.01 and above

0.15%

0.15%

Christmas
Club Account
$0 – $99.99
0.00%
0.00%
Quarterly/Quarterly
$5
$100 and above
0.05%
0.05%
Vacation Club
Account
$0 – $99.99
0.00%
0.00%
Quarterly/Quarterly
$5
$100 and above
0.05%
0.05%
*Annual percentage yields subject to change after account is open. Once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.

For a Christmas Club account, the entire balance will be paid to you by check or transferred to another account of yours on or after October 1 and with continued deposits the account will remain open.

For a Vacation Club account, the entire balance will be paid to you by check or transferred to another account of yours on or after May 1 and with continued deposits the account will remain open.

Certificate Rates

Rates as of  06/30/2022

La Terre Lagniappe

Share Certificate
Accounts*

Dividend Rate

Annual
Percentage
Yield

Compounded/
Credited

Minimum Balance
and Minimum
Opening Deposit

 Term 

6 Months

.15%
.15%
Monthly
$1000

Term 

12 Months

.20%
.20%
Monthly
$1000

Term 

24 Months

.25%
.25%
Monthly
$1000
*There is a substantial penalty for early withdrawal of certificate funds which could reduce the earnings on your account.