*Interest rates above reflect lowest interest rates available and may be as high as 18% APR based on information obtained from your credit application and credit report. Interest rates are subject to change without prior notice and may be different than those stated above. Loan amounts may vary based on individual credit history. The Annual Percentage Rate (APR) is fixed for all loans. Actual interest rates on closed end loans may vary based on the member qualifying for an interest rate discount with the following services:
- Online Loan Application (.10%)
- Credit Life Insurance (.10%)
- Credit Disability Insurance (.10%)
- GAP coverage (.10%)
- Warranty coverage (.10%)
- ACH or payroll automatic loan payments (.25%)
- Loyalty Discount (.25% interest rate discount with the enrollment in all five (5) of the following La Terre FCU services: Share Draft/Checking, Direct Deposit, Debit Card, Online Banking, and Online Bill Pay).
Interest rate discounts will be applied to the borrower’s APR at closing, and not the APRs listed above.