Savings / Checking / Club Rates
Rates as of 09/30/2025 |
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Savings
|
Minimum Balance
|
Dividend
|
Annual
|
Compounded/
|
Minimum
|
| Regular Share Savings and Checking Account |
$0 – $99.99
|
0.00%
|
0.00%
|
Quarterly/Quarterly
|
$5/Savings
$25.00/Checking
|
|
$100 – $5000.00
|
0.05%
|
0.05%
|
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|
$5,000.01 – $50,000.00 |
0.10% |
0.10%
|
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|
$50,000.01 and above |
0.15% |
0.15% |
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| Christmas Club Account |
$0 – $99.99
|
0.00%
|
0.00%
|
Quarterly/Quarterly
|
$5
|
|
$100 and above
|
0.05%
|
0.05%
|
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| Vacation Club Account |
$0 – $99.99
|
0.00%
|
0.00%
|
Quarterly/Quarterly
|
$5
|
|
$100 and above
|
0.05%
|
0.05%
|
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| *Annual percentage yields subject to change after account is open. Once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.
For a Christmas Club account, the entire balance will be paid to you by check or transferred to another account of yours on or after October 1 and with continued deposits the account will remain open. For a Vacation Club account, the entire balance will be paid to you by check or transferred to another account of yours on or after May 1 and with continued deposits the account will remain open. |
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Certificate Rates
La Terre Lagniappe Share Certificate Accounts*Rates as of 09/25/2025 |
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Term |
Dividend Rate |
Annual
|
Compounded/
|
Minimum Balance
|
|
6 Months |
.15%
|
.15%
|
Monthly
|
$1000
|
|
12 Months |
.20%
|
.20%
|
Monthly
|
$1000
|
|
24 Months |
.25%
|
.25%
|
Monthly
|
$1000
|
|
6 Months – Special New deposits only |
3.445%
|
3.50%
|
Monthly
|
$10,000
|
|
12 Months – Special New deposits only |
3.687%
|
3.75%
|
Monthly
|
$10,000
|
| *There is a substantial penalty for early withdrawal of certificate funds which could reduce the earnings on your account. | ||||
